As the Senate deliberates the best approach to reauthorizing and reforming the National Flood Insurance Act of 1968, Sen. Booker invites interested parties to provide input and feedback. Responses will be treated as confidential and will only be shared with the Senate Banking Committee, as well as the Senate offices leading this Request for Information. Please send responses by September 15, 2025.

The most recently introduced comprehensive reform proposal is S. 2142, National Flood Insurance Reauthorization and Reform Act of 2023. Which provisions therein are most important? Why? Please explain your rationale and provide any relevant data or examples. Likewise, if you find any provisions to be problematic, we ask that you detail your concerns and include any data or evidence that supports your position or illustrates unintended consequences. Trustworthy data and research with proper citations will be especially appreciated, as they help ensure that decisions made about the NFIP’s future are based on sound policy analysis. In addition, we welcome any suggestions for alternative language or policy approaches that you believe would improve the NFIP. More specifically, in addition to providing comments on S. 2142, National Flood Insurance Reauthorization and Reform Act of 2023, we invite your responses to the questions enumerated in this letter.