HealthCare.gov - Your Connection to Quality, Affordable Health Insurance

Because of the Affordable Care Act, New Jerseyans can enroll in quality, affordable health plans in the health insurance marketplace at HealthCare.gov. All plans offered on HealthCare.gov must cover a comprehensive set of benefits, and most people who enroll will be eligible for financial assistance to make coverage even more affordable.

Despite what you may have heard, the Affordable Care Act is the law of the land, and HealthCare.gov is open for business and ready for you to shop, compare, and enroll in a plan that meets your needs and budget.  If you sign up for a plan on HealthCare.gov, you are guaranteed coverage through the end of 2018, as long as you continue paying your premiums.

Get ready to take action: this year’s open enrollment period for 2018 coverage will begin on November 1, 2017, and end on December 15, 2017.

This page addresses some frequently asked questions about enrolling in coverage on HealthCare.gov. Local, in-person assistance may also be available. In addition, you may call the Marketplace Call Center at 1-800-318-2596, which is available 24 hours a day and seven days a week, except for Thanksgiving.  New Jerseyans can also visit CoverNJ.org to find local enrollment assistance.  

[Recursos en Espanol]

Open Enrollment 2018: The Basics

• When is this year’s open enrollment period for HealthCare.gov?

• Are financial savings available?

• What kinds of services do plans offered on HealthCare.gov cover?

• How do I enroll in a plan on HealthCare.gov?

• Can I get help enrolling in a plan?

• If I enrolled in a plan last year, do I have to re-enroll for 2018?

• What if I do not enroll by the December 15th deadline?

Other FAQs

• What other insurance options are there?

• What are my options if I am an immigrant or come from a mixed-status family?

• Where can I learn more about health insurance and enrolling in a plan?