What kinds of services do plans offered on HealthCare.gov cover?
HealthCare.gov offers quality insurance plans that cover a range of benefits and can protect you and your family from medical debt.
Under the Affordable Care Act, most health insurance plans must cover a set of ten basic benefits, called essential health benefits. These essential health benefits include: emergency services; mental health and substance use disorder services; pregnancy, maternity, and newborn care; prescription drugs; preventive and wellness services; and pediatric services. And all plans offered on HealthCare.gov must cover preventive services at no cost, including screenings for blood pressure and cancer.
In addition, the Affordable Care Act prohibits insurance companies from denying you coverage or charging you more for your health care if you have a pre-existing condition.