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When is this year’s open enrollment period for HealthCare.gov?

In New Jersey, the open enrollment period for 2019 coverage begins on November 1, 2018, and ends December 15, 2018. Unlike previous years, the open enrollment period will not extend into January.

Please note that HealthCare.gov will temporarily be down for maintenance overnight on November 1, 2018, and on Sundays from 12 a.m. to 12 p.m. ET, except for Sunday, December 9th.  While you will not be able to enroll in a health insurance plan during those times, you will still be able to access many of the other resources on HealthCare.gov, including the “window shopping” tool that lets you browse plans and estimate your financial assistance without logging in or filling out an application.

If you do not enroll in a health insurance plan before the December 15th deadline, you may not be able to get coverage on HealthCare.gov until next year’s open enrollment period, unless you are eligible for a special enrollment period.  Examples of life events that would make you eligible for a special enrollment period include change in employment, having a baby, moving to a new area, and leaving incarceration.